Icon Risks works with a wide range of small and medium-sized businesses.
Each industry faces its own challenges, so we adjust insurance to your work and the risks you manage every day.
Retail & E-Commerce
Retail and e-commerce businesses handle everything from customer interactions to managing stock and order fulfilment, often across multiple channels. With so many moving parts, a small issue could quickly affect trading. Insurance helps protect you from issues such as customer injuries, damaged goods, cyber incidents or interruptions to trading.
Consultants & Freelancers
Even when you work independently, disagreements over the quality or results of your services can lead to formal complaints or financial claims. Insurance protects both your finances and your reputation.
Trades & Contractors
Electricians, plumbers, builders, decorators and similar trades rely on tools, vehicles and on-site work. Claims can arise from property damage, injuries, project delays or stolen equipment, making fit-for-purpose cover essential.
Hospitality & Cafés
Restaurants, cafes, bars and takeaways face a mix of risks, from customer accidents and food-related claims to equipment breakdown and staff incidents. Insurance helps protect revenue, operations and your reputation.
Offices & Startups
Offices and startups rely on smooth operations, and even a small issue can interrupt work or lead to financial or legal problems. Issues such as operational mistakes, IT disruption or employee claims can stall progress without proper cover.
Health & Wellness
Therapists, fitness professionals, clinics and wellness practitioners work directly with clients and often store sensitive personal information. This exposes you to both physical and professional liability risks.
Not sure where to start?
Get in touch with our team and we can find you the right cover.